Should I Lease or Buy My Next Kia?

Choose the best finance option that fits you.

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Couple with Car Keys

Should I Lease or Buy My Next Kia?

Choose the best finance option that fits you.

Special Offers Shop Inventory

Helping Framingham, MA Drivers Discover Their Finance Options Is What We're Here For

At Lev Kia of Framingham, we recognize that no two individuals are the same and that our customers will all need finance options tailored to them. Customers from Framingham, Marlboro, Natick, Waltham and beyond can rely on us to assist them when it comes to explaining the differences between leasing and loans, and help them determine what might be the best option for them.

While we can't make the decision for you, we hope that this information will make it easier to determine what option will work best for you. Read more below, and if you have questions that have yet to be answered, reach out and we will be thrilled to assist you.

Lease OR Buy Comparison

  • Overview
  • Ownership
  • Payments
  • Mileage
  • Wear & Use
  • Flexibility



If you like to be in a new vehicle every couple of years, or if you're looking to lower your monthly payments, leasing with Kia Motor Finance may be the best option for you. Drive a new Kia for a set amount of time and number of miles, and then return it to Lev Kia at the end of your term. With a great variety of lease options, you can choose the term and mileage that works best for your lifestyle and payment needs.


If you like having the same trusted vehicle for a number of years and want to drive it to the ends of earth, than financing with Kia Motor Finance is the way to go. Financing your vehicle allows you to make payments for a selected term, and at the end of that term, the car is yours. That means total ownership and maybe even equity down the road.



When you lease a Kia, you won't own it. You pay to use it during the term of your lease, allowing you to drive the latest models every few years.


Once your financial obligations are met, you will own your Kia outright. When you finance a Kia, you can sell or trade it at any time.



When leasing a Kia, you will be paying for the vehicle's depreciation, plus the applicable taxes and fees rather than the actual purchase price. Meaning, you can drive a premium vehicle for less money than you might if you were to purchase with financing over a similar term.


When you finance your Kia, you will have a payments that are based on the terms of your financing contract. You will have a set number of payments, each of which may help you build equity in your vehicle. Because you're paying for the vehicle's purchase price over the term of your contract, your monthly payment will typically be higher than if you were leasing the same vehicle over a similar term.



When you lease a new Kia, you can choose from a variety of mileage options to meet your driving needs. Whatever you choose as your base mileage option, you'll retain the opportunity to purchase more miles later on.


When you finance a new Kia, there is no limit to how many miles you can drive. However, if you decide to sell or trade in your vehicle, the mileage you've accrued may impact its value.

Wear & Use


Most leases charge you for any damages made to the vehicle. Cracks, cuts, tears or stains that are more than 1/2 inch may be considered excess wear and tear.


Since you will own your Kia once you pay it off, there are no charges for excessive vehicle wear and use. If you decide to sell or trade your vehicle down the road, excessive wear and use may impact its value.



At the end of your lease, you have the flexibility to return your leased Kia to Lev Kia of Framingham, purchase it for a predetermined price, or buy or lease a new Kia vehicle.


If you're the type of person who needs to put your own personal stamp on your vehicle with cosmetic alterations, then buying may be right for you.

I Want To Lease

The flexibility of leasing fits many drivers. Check out our current lease specials, if you are interested in different pricing or models, reach out and we will gladly get you the information you need.

View Kia Lease Offers

I Want To Buy

Ready to buy a new Kia from Lev Kia of Framingham? Check out our great selection of inventory and we can help you with what finance options are available to you.

Shop New Inventory

Still unsure if your should lease or finance your next Kia?

Our team of finance experts at Lev Kia of Framingham have been assisting drivers in the Greater MetroWest Region for years and have helped countless customers decide what option is best for them. People from Marlboro, Natick, Waltham, and beyond looking to drive a new Kia can rest assured that our team will lay out all available finance and lease options to help make their decision as easy as possible.

Our dealership has a great selection of Kia Forte, Seltos, Sportage, and Sorento inventory, making it easier for Massachusetts Kia shoppers to find the best new Kia model for them.